No credit history? Here's how a credit card anyway

Posted by | best credit card for college students | Thursday 3 February 2011 1:30 am

If you know the cards, even a ‘credit-you have probably already know that it can be difficult to get a new card if you have a bad credit rating. This makes sense if you ask your lender shoes. If you loan someone money, then you know to be able to pay off, right?

But did you know that credit card companies to do with what history of poor credit and no credit history that the same thing? I do not know seem right. But if you do not have a history of credit then the lender has no idea how much risk you want to go.

This may seem like a Catch 22 situation. On the one hand, you need a credit card to make history on your credit card, but on the other hand, the credit card companies require a credit risk who have a history to show that you are not a.

What can you do if the credit history, but you want a loan> Card?

The first thing to do to prove that you can pay what I owe on time. You can access the store card to get some form of credit in the form of a local department store. This will show who you are) reliable with payments (as long as you actually have to pay that card on time.

Another option you have is to get a secured credit card. This means that everything you spend your credit cardguaranteed, something that covers the value, like a machine. Over time we will show that you deserve a credit card with a larger company, and with an upper limit.

My final suggestion is for the younger generation. It can be difficult to get a credit card when you’re young, because they have no credit history, and you can take a high risk for a credit card.

What can you do?

The best thing to do, Students require a credit card. This is a lower limit, and a parent / guardian can an agreement stating that they pay the debt if you do not sign it. Despite these drawbacks, you can easily find a good credit using this card. This will help significantly when it comes to credit card application is that of a standard.

I hope that these notes useful. It can be daunting for the credit ifCard applications get> rejected, but there are ways to circumvent the problem of no credit history. Just a little research to find a way because you are getting the job.

Related to : www.VanillaVisa.com

Student gas credit card comparison

Posted by | best credit card for college students | Tuesday 1 February 2011 7:00 pm

For students, it can be difficult to get a gas credit card that saves money. The best credit cards require a minimum annual income. The average student has no time for classes and a job. Those who wish to work after class still do not earn enough to qualify for tickets to the credit more rewarding. A student usually only the conditions for the credit card base. For a student guide that there aresome student gas credit cards available.

Citi Upromise Card – save 2% at Exxon Mobil gas station and

The Citi Upromise Card is a rewards card number for college savings Reviewed by CNN Money. This credit card you can earn cash back on every purchase. There are tens of thousands of shops to save money. As a Upromise member, you can open a Upromise College Fund savings plan through UpromiseInvestment by saving just $ 50 per month (which is less than $ 2 per day). Friends of the family can help save automatically, the college, if they use their credit card.

oCollege savings in purchasing, wherever you buy!

Oplus EXTRA 10% college savings on 7000 + grocery items and pharmaceuticals

April o0% on balance transfers for 12 months

ono annual fee

The Citi Upromise Card earns 2% cash back at Exxon and Mobil Gas Stations, up 1% on all other purchases. If you use this credit card in stores, is to earn extra money back, too. Best of all, there is no limit to how much you can save. Excellent credit is required.

Citi Driver’s Edge Card for college students – 3% cash back on gas

Another great reward credit card, the Citi Driver’s Edge Card for students. This> Credit card student will receive 3% cash back at supermarkets, drugstores and gas stations. In other purchases, you earn a% discount. You can also earn discounts on the record how many miles you drive. Per unit of 10,000 miles you can earn $ 100 rebate. Here are some other features:

o0% APR for 6 months on purchases, cash advances and balance transfers

oEarn discount on any car, new or used

oBuild your credit history

counts with regard to on-lineManagement

O $ 0 liability on unauthorized purchases

ono annual fee

There is an annual cap of rebates you can earn. Every year you can earn up to $ 1,000 in discounts. It ’s easy to qualify for the Citi Driver’s Edge students for college. She is not a minimum annual income or a co-signer to ask.

Discover Student Clear Card – 5% on ‘Get More “purchases

Discover Student Clear Card offers up to 5% cash backon purchases of select, such as gas stations, restaurants, libraries, theaters, clothing stores and much more. Plus you get 1% cash back on other purchases. There is no limit to the amount of money you can earn each year. Turn your discount vouchers in selected stores and you double your cash back. They ask for your job information. So you may be refused if there are no hano obtained.

o0% Intro on purchases for six months in April

ono annual fee

oEasiest online account Management Options

oFull buys 5% Cashback Bonus ® on Get More Program throughout the year

OUP 1% Cashback Bonus ® on all other purchases

oBuild your credit history

oUnlimited cash prizes that never ends until you use the card.

oDOUBLE your Cashback Bonus ® (turn $ 20 into $ 40) when you redeem for gift cards or certificates from many of our 60 brand name partners

A drawback of the Discover Student Clear> The map is available all year round you can only earn 5% cash back on purchases category. Four times a year to change these categories. You might only get 5% cash back at gas stations for part of each year. If your buying habits are different, this could be to your advantage.

Student gas credit card comparison results

If you have received credit, Citi Upromise Card, the choice of the best as it offers theSavings. If you have a job, but not enough credit for the Upromise Card, Discover Student Clear Card you can earn high rates of return of cash. It is the price of a rotation program rewards. For students without jobs, Driver’s Edge Citi for college students might be right for you. It ’s easy to qualify and still earn discounts throughout the store. Each of these credit cards would be so great for a studentto save money.

Related to : www.searschoicerewards.com